8 Ways To Keep Your Home Insurance Costs Low

All homeowners are looking for ways to reduce our home insurance costs.  Costs continue to rise and budgets get tighter and tighter with each passing year.  Here are 8 tips to reduce your home insurance costs. 1. Increased Home Security Most homes are fitted with some sort of security device. To make the most of your Home Security...

Is Homeowners Insurance Enough in the Toughest of Times?

Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent’s home and office were destroyed in the disaster also? That is what happened to many customers and homeowners...

Homeowners Insurance & Keeping Track of Your Goods

Homeowner’s insurance is an invaluable investment for every homeowner. If your house went up in flames and you lost everything, would you be able to recall everything you owned, including the items’ values? If you came home from work to find someone burglarized your home, would you be able to account for everything that had been taken or ...

Premises Liability

Everyone may laugh at the slapstick comic who slips and falls on a banana peel, but if you own property where an injury occurs or happen to be the one who slips and falls... it's no joke. Premises liability law most commonly involves a plaintiff in court seeking monetary or compensatory damages for any injury sustained on someone else's ...

New Homeowner Insurance Basics

The lowest mortgage rates in more than three decades have fueled America's appetite for buying housing and refinancing driving new home sales to record levels. Buying a home can be an intimidating process, especially for first time homeowners Housing may feel overwhelmed by the number of decisions they face, including choosing the right insurance...

homeowners insurance tutorial

By now every Joe Schmoe knows about potential property market. There have been enough TV programs, books and stories about flipping houses that the market has become overrun by money hungry people looking to get rich quick. But nothing has really changed? The idea of investing in real estate and properties is nothing new. The potential has always...

Resolutions for Home Sellers in 2011

If your New Year's resolution involves selling a home in 2011, you've got some work to do: There's lots of inventory out there and in a buyer's market like this one, getting an offer on a home can be challenging. Still, for the committed seller willing to do some prep work and come to terms with the current value of his or her home, locking in a buyer...